रिफंड नीति

1. Credit purchases. If you were charged but credits were not added to your account within 24 hours, contact us with your payment ID and we will add the credits or issue a full refund within 5–7 working days.

2. Used credits. Credits already spent on unlocking readings are non-refundable, since the reading (a digital good) has been delivered instantly.

3. Unused credits. Refunds for unused credit balances may be requested within 7 days of purchase and are issued to the original payment method.

4. Duplicate payments. Duplicate or accidental double payments are always refunded in full.

Contact: support@kismatwale.com with your registered email and Razorpay payment ID.